This is a pretty normal question to ask: how long is this process going to take? The honest answer is that it depends. It depends on your goals, your situation and how much work you need done. That's actually one of the best parts of our program - we look at you as an individual and build your own personal Game Plan accordingly. Your Game Plan focuses on the areas that will make the most impact - and helps our credit experts get to work quickly to make sure your creditors are being responsible regarding the information they're reporting about you.

To know whether credit repair is worth it, you just have to look at what your credit impacts. These days, it seems like it's just about everything. When you start realizing how far it goes, it's easy to do a little math. Not having ideal credit can cost you thousands and thousands of dollars over the course of a home or car loan. It can keep you from getting insurance coverage or even a job. It can make even everyday needs and decisions more difficult.When you compare this to the confidence and assurance of feeling in control of your credit situation and the opportunities that brings, the value of credit repair can seem pretty priceless. 

We get it, there are times when you just want to talk to someone - to ask questions, get encouragement or understand the process better. We're here to speak with you, during the following hours:

Monday to Friday: 10:00 AM to 6:00 PM EST

The Fair Credit Reporting Act (FCRA) was written in 1970 as an amendment to the Consumer Credit Protection Act. The FCRA provides additional measures of consumer protection in the areas of fairness, accuracy, and privacy of the information collected by the credit bureaus. It also allows you to personally engage in credit repair and maintenance processes, verifying that the information in your credit report is correct.

Federal Consumer Rights Under the FCRA Include:

• Access to your credit report.

• Access to your credit score.

• Notification when your credit information is used against you.

• The right to dispute information on your credit report.

• The right to delete outdated information.

• The right to decide who views your credit report.

• The right to opt-out of unsolicited offers.

• The right to legal action.

There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. In that regard, our Credit Mastery Program values each member's unique situation and provides customized Game Plans to suit varying member needs. We work with you quickly so that you can start seeing results within the first 90-days.

Make no mistake-bad credit comes at a cost. Credit affects every area of your life, from your ability to buy a house to the way potential employers view your application. Those living with bad credit understand the challenges it causes, including:

• High interest rates on home mortgages, credit cards, auto loans, student loans, etc.

• Unwilling lenders/creditors.

• Unmanageable debt.

• High insurance premiums.

• Fewer job opportunities.

In addition to costing more money, bad credit limits your financial options and threatens your fiscal stability. If you're looking to make a positive change, the time is now. Schedule a free consult with our Credit Specialist Team & see if you qualify for our current promotions.